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XL NMI Gateway for WooCommerce

By XLPlugins

E-commerce & Shopping /

Reviewed by Omar Dabbas

Trusted WordPress expert with 20+ years of experience evaluating plugins for the WP ecosystem.

XL NMI Gateway for WooCommerce Review - In-Depth Analysis

Accept credit card payments using NMI Gateway for WooCommerce. Supports subscriptions and saved cards management.

Performance Overview

WPS Score

6.75/10

User Rating

3.8/5 (based on 8+ reviews)

Active Installations

1,000+

Update Frequency

Below Average It is calculated using the weighted average of same category plugins.

Security Score

1 / 10 (Very Low Risk) It is calculated using the weighted average of all versions.

What It Does

XL NMI Gateway for WooCommerce is a free plugin that allows you to accept credit card payments directly on your store. It supports major credit cards including Visa, MasterCard, American Express, Discover, JCB, and Diners Club.

This plugin features secure credit card processing using a PCI compliant method. It also supports tokenization for future processing of user cards, provided your merchant account has the Customer Vaulting feature activated.

It is compatible with the official WooCommerce Subscriptions plugin, enabling subscription payments. Users can manage their saved cards and process refunds directly from the WooCommerce order screen, making it a convenient option for merchants.

Comparing to Alternatives

XL NMI Gateway for WooCommerce is one of several payment gateway plugins available for WooCommerce, offering integration with the NMI payment platform. It faces competition from a variety of other gateways that support different payment providers and regions.

Top alternatives

Strengths

Easy to set up and use with NMI Gateway
Works well with WooCommerce Subscriptions
Good support responsiveness and quick fixes
No known security vulnerabilities
Supports PHP 8.0 compatibility

Weaknesses

Recent versions have broken payment processing
Limited support for regions without states in checkout
No pro version or advanced premium features
Some users report lack of ongoing maintenance and updates

User Sentiment Analysis

User reviews are mixed with a majority positive rating but a significant minority reporting critical issues, especially with recent updates causing payment failures.

Positive highlights

"Excellent Plugin! Works Great!" - 2litertom
"Works well with subscriptions" - williameduardo
"Fantastic Support and Quick Fix!" - mahfuzwp

Common complaints

Plugin no longer works and fails to process payments
Issues have persisted for over two months without resolution
Users advise avoiding this plugin due to reliability concerns

Weaknesses

Recent versions are broken and cause payment failures
Limited support for countries without state fields in checkout
Perceived lack of ongoing maintenance and updates

Who Should Use This?

Best for

Users needing a straightforward NMI payment gateway integration with WooCommerce, especially those using subscriptions and who value responsive support.

Not ideal for

Merchants requiring a highly reliable and actively maintained plugin, or those selling in regions where WooCommerce removes the state field from checkout, as this plugin may fail in those scenarios.

Pricing & Value

Free version includes

The free version provides basic NMI Gateway integration with WooCommerce and supports subscription payments.

Final Verdict

XL NMI Gateway for WooCommerce offers solid NMI payment gateway integration with good support and no known security issues. It works well for many users, especially those using subscriptions, and is easy to set up.

However, recent updates have caused significant payment processing failures for some users, and the plugin lacks a pro version with advanced features. Users in certain regions may face compatibility issues. Consider alternatives if reliability and active maintenance are critical.